by Money Gym Member - Janet Swift
I’d like to tell you about a person I knew. Crushed by debts accrued without her knowledge, borrowing significant amounts on credit cards to keep her husband’s business going ‘until it turned the corner’, fighting to keep a roof over the family’s communal head, diagnosed with a fatal illness, mourning the loss of much-loved parents in quick succession, feeling duty-bound to use her inheritance to shore up her husband’s business and to sell the shares her father passed to her, she was emotionally exhausted.
Add to that a brave decision (she thought!) to dive off the ten-metre board in a desperate attempt to protect the family, she borrowed over £8,000 at 18% (oh, Money Gymers, be still your beating hearts!) in an attempt to set up an internet business, “outcome guaranteed”, she was told at the presentation!
All this while working, looking after two children (almost single-handedly) and going into hospital for lumbar punctures to relieve raised intracranial pressure at five-weekly intervals! Then, to cap it all, she fell off a doormat (really!) and broke her ankle in two places. The company for whom she worked didn’t pay for sick leave. She had no income. But, believing in a greater benevolent power ‘out there’, this desperate person sent thoughts out to the Universe, asking for guidance and assistance to sort out the glorious mess she was in.
And the Universe answered . . .
She returned from work one Thursday evening in October 2005 and, in the late evening, checked her emails. Disbelief washed over her as she discovered she had won a ticket to the Wealth Creation Conference near Oxford. She didn’t work on Fridays, a real blessing as the Conference started the very next day! It was commutable, there would be no hotel bills, and she decided it might be the first stepping stone towards healing the wounds inflicted by Life’s events. It was an amazing event, energising, hope-instilling, horizon broadening and such a treat to listen to presenters like Gill Fielding, the like of whom she had never encountered before!
sl.com/app/adtrack.asp?MerchantID=36901&AdID=283567 ">The Money Gym session sounded intriguing and she went along. After listening to Judith Morgan and Nicola Cairncross, it seemed a terrific concept and she began to dream. (Oops, for a moment she forgot about the remortgage to settle the husband’s IVA.) Yep, she’d given away the equity in the house, too, thinking it would make everything whole again.
An X-Factor contest was announced and everyone was invited to participate. After a moment’s hesitation (she decided it was likely to be the only ‘Barbara Streisand’ moment she would ever have), she felt some force rise within her and, somehow, was on her feet. But participants were invited, not to sing, but to pitch for a year’s place at sl.com/app/adtrack.asp?MerchantID=36901&AdID=283567">The Money Gym! The thought of revealing the awfulness of her situation was almost too much. She desperately wanted to sit down but thought it best not to add ‘coward’ to the growing list of adjectives she mentally used to describe herself.
When her turn came she…
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