Twitter Updates for 2008-09-12

• @tweet_a_thon – all ready to rock & roll from Money Gym…exclusively re-written property chapter & book audio, do you have URL OK, Dr Mani? #
• off to World Internet Summit in London- will try and get a mention in for the @tweet_a_thon today #
• @timbrock – not able to get to WIS till about 10.30, sorry if that’s too late….trying to find your mobile to txt you, will tweet Rob #
• @robocallaghan – tell Tim I’m not able to get to WIS till about 10.30, sorry if that’s too late….trying to find his mobile no. to txt him #
• @emilylagrange – can’t promise but if I’m called for a testimonial…..you never know #
• @emilylagrange – and I can mention it to Brett who’s doing an event with us next week http://www.themoneygym.com/brettmcfall #
• @drmani – up already!! good luck, I’m off to WIS, will mention the tweet_a_thon to Brett #
• In london taxi on way to world internet summit – looking forward to it #
• End of second day at world internet summit – debra thompson roedl was fantastic #
• Sean roach was very scary on the terms of social networking sites owning your content! #
• @garyvee – no sadly, but looking forward to it a lot! Love wine, do you play Texas Hold’em perchance? #
• @drmani – back from WIS, how’s the @tweet_a_thon going? $36,000 so far? #
• @drmani – how would it be if I donated an hours 1:2:1 wealth coaching for anyone donating $500 to the @tweet_a_thon ? Discounted rate! #
• @drmani – not available to anyone usually actually, but if they like the Money Gym – Leaked Chapter they might go for it. Up to 10 peeps? #
• @DynamicMike – nice to see you today at WIS – here’s the info on our event next weekend with Brett http://www.themoneygym.com/brettmcfall #

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Twitter Updates for 2008-09-11

• @ drmani – just a quick note to let you know I’m all ready to go with the Leaked Chapter at the page I gave you #
• Just finished writing and formatting my Money Gym Property chapter updated for 2008 specially for @drmani tweet-a-thon tomorrow – exclusive #
• is about to take the kids to MacDonalds for their fortnightly treat (eeeuuuuwww) before an early start for World Internet Summit tomorrow #
• is wondering what happened to her evening….,kids take time as do friends – all worth it obviously but buggers up your time management !! #
• is watching a program about 9/11 still as shocking as the day it happened….had to show my 13 yr old youtube footage so she got the context #

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A Rainy Day In Brighton

How can a rainy day in Brighton make you money while you sleep?  Well, Brett McFall came down to Brighton to spend the day with Nicola Cairncross of The Money Gym and here Brett will tell you how…If you would like to find out more after watching this very short video, click the link below the screen….

2 Days | Central London | £25.00 to Great Ormond St Hospital

Twitter Updates for 2008-09-10

• Hosting our Money Gym Gold webinar…hearing about clients updates over the Summer #

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Ask Nicola! Your Burning Wealth Creation Questions Answered

I recently added a page to the blog where you can ask me any question about wealth creation you like.  Brave?  Too generous?  Asking for trouble?  No………

I did this because I want to make the blog more interactive and also, to stimulate articles that arise from real questions.  This can only help our search engine ranking when Google comes by to crawl and then PageRank the new blog!

John was first up and I want to thank you John for your bravery!  It was a lovely question to answer, as you will see…

” Hi Nicola, Here’s my burning question…..I am a man. 50 years old. Anyway, I would like to ask for your advice regarding my route to the wealth highway.

My financial position is thus. Home owner with no mortgage. Our home is worth around £155,000 in today’s market. My wife owns a 1 bedroom house with her sister a 50/50 share mortgage  around £70,000 and valued at say £90,000. The property is let and only just pays for itself.

My wife and I both work with approx take home pay per month of £2250. I require around £100 a week to live on and my wife requires all of her income to live, so I can save around £750 per month.

I have a credit card of around £2000, savings of £3000 and my wife has a loan of £3000. I hate my job and would love to be free of it.

My interest is web design and am becoming quite good. Hopefully this is where I can shine but I need more free time for this to happen. I am knackered at the end of the day.

I realise that my wife and I are in a good position regarding our own home and we could maybe do something with the equity, I don’t know.

What would you do, Nicola?”

NICOLA’S REPLY:

“Hi there John…congratulations on being our first “Ask Nicola” burning questioner! And what a lovely one to start with……the quick answer is that you are financially free already, you just don’t know it!

I’m going to mainly deal with your own situation here as your wife and you seem to keep your finances quite seperate…is that right?  Do come back to me if you wanted a response bases on your joint finances….

You say that you would like to do more web design, and with some good marketing online, and networking locally, and I know that you could make a very good living at this.  Local business people are AT LAST waking up to the power of the web in generating leads for their business, and how efficient and cheap that can be compared with the traditional methods, like advertising.  They are happy to pay £500 – £1000 for a blog type site (great for SEO), and around £2000 – £3000 for a blog type site, with ecommerce / mailiing list capabilities.

You could educate yourself about internet marketing, including traffic generation, social networking and web 2.0, as well as web design (our about to be relaunched Internet Marketing Home Study System will soon be available via our very affordable Silver membership) and then you would REALLY be in demand.  I would envisage that, within a year, you would be outsourcing most of the work!

However, the issue seems to be time and energy, as your day job takes both.  Have you considered taking some of the equity in your house, and investing it in your new business, using it to

a) pay yourself a salary of £500 a month (£100 per week x 52 divided by 12)

b) pay for some teaching to bring your internet marketing / seo skills up to scratch – Money Gym Silver would cover that as it gives access to the MG Internet Home Study System (soon to be totally upgraded to cover Social Networking and Membership Sites)

c) pay for a year’s worth of mentoring – our Money Gym Gold programme would be ideal for this and I would suggest you have a look at our coaches, and see which one you think would best be able to hold your hand through the year, to set up and build your business.

I would think pulling out £20,000 would not only cover the expenses as above, but also pay the payments on the money you would be borrowing so your outgoings would not go up at all.  If you apply before you hand your notice in, you should have no trouble getting a mortgage of 12% loan to value.

Your other alternative – if you don’t want to use your equity, is to use your £750 a month savings, to build a “Freedom Fund” to cover your first year in business, and in Money Gym Silver membership, we give you a blueprint on how to do that, step by step.

HOWEVER, if I were you, I would be pulling out all the equity available, and as well as investing in my new business, as above, I would be buying as many one bedroom buy to let flats (existing housing stock NOT new builds) as humanly possible.

This would ensure that you never had to work again, if you didn’t want to!  You could keep leveraging the growth in your property portfolio, again and again, tax free, to grow your portfolio further and to live off.

Again, this is something our experienced property investing Money Gym coaches could hold your hand through, via the Money Gym Gold programme as they are all very sound on this topic!!

Now, you know what you can do (and what I would do) the only question is “what’s going to stop you doing it?”

Keep in touch John and let me know how you get on?

Warm regards, Nicola”

JOHN REPLIED:

“Hi Nicola, Thank you so much for replying to my question and so quick. Your suggestions have given me food for thought and I guess you have confirmed what I have known for quite some time. It’s time to make strategic change in my life. So what an I waiting for………………just do it.  Thanks again Nicola, John”

If you would like your question answered online, with your personal details removed so nobody knows who you are, just visit

http://www.asknicolacairncross.com

Relocation, Relocation, Relocation…

Well, it’s back to school week and it’s been turbulent at Money Gym Towers, as Phoebe heads off to a so-called “better” school, Steyning Grammar.

She was happily not doing very well at her previous school, surrounded by her mates and in particular her best mate K, with her grades going down every quarter despite incentives and penalties.  She also managed to make very good friends with one of the “worst five boys in the school, heading for exclusion” according to her form tutor.  Ho hum. He looked after her, though, in the corridors.

Her father decided enough was enough and diligently hounded the Education Authority to get her into Steyning, though, and I sat by thinking “he’ll never get her in, the waiting list is too long and her record not exactly exemplary” but lo and behold, he did.  The new school is 7 miles and 30 minutes away across country, with two bus changes and a journey of an hour, while the old one was local, one bus ride and 10 minutes in the car.

So tears and tantrums ensued for a few days, while he talked her into trying it, and unfortunately the Open Day did not go well, with a bit of an incident with one of the naughtiest girls in the school putting her off, bigtime.  But her dad does not give up easily, and took her for another visit where the teacher managed to win her around to try it out.

Then a particularly nasty bullying incident, in the last two weeks of term, made her think that, perhaps it would be good to move schools after all.  Her old school handled it well I thought but it wasn’t great timing.  The summer holiday passed, and the excitement of going to France, then buying new school clothes and a handbag particularly, distracted her nicely.

She went in on her first day, as she described it “with a smile and determined to make the best of it” and came out silent, with a face like thunder.  Her friend (vaguely known via her cousin), who we were also giving a lift to, was quiet and unhappy too, having moved from another school too, and who has been put in a class with NOBODY she knew, but Phoebe….well the silence was terrifying.

Hours of tears and pleading followed, as she visited her father, then cried on me, and locked herself away in her bedroom (or mine) to endlessly text her woes to her circle of mates.

This morning she was trying to refuse to go, only the unspoken worry about being grounded (tonight is the monthly under-18 club night in Brighton)

So, how do I feel about all this?  I have to support her father, and we all agree she stands “a better chance in later life” if she goes to Steyning Grammar as it has an excellent reputation.

However, as someone who doesn’t believe in traditional education and even less in a job, or a single path career, I’m ambivalent.

The only things I learned, of use, at school were how to read, and how to type.  And I was downright cold, bored and miserable most of the time.

I was happy for her to go where she was happy-ish, nice and nearby, and to get as many O-levels as she could, then to leave school, take a boring series of jobs just to make her realise how grim it is, then for her to come to me and ask how to start the serious business of making money, probably either online, with her own business or via property.  She’s bright but not academic, artistic and entrepreneurial.

But now we are plunged into a warzone, and I’m not convinced it’s all worth it.

RELOCATION……….

My sister has had her flat in Worthing on the market for sale or rent and had it with a preferred local smaller agent first with absolutely no action whatsoever.  She isn’t so bothered about selling it as the valuations came in at something ridiculous, obviously priced to get the quickest sale (guaranteeing the agent’s commission) instead of what she knows the flat is worth in a normal market.

No action from the first agent on the rentals front either, apart from one woman on housing benefits – not ideal.  They were telling her all the usual “market’s dead”, “nobody’s moving” kind of stories.

Fed up, she called in the big boys, the biggest, most aggressive agent in town, the shark swallowing up the minnows as they go to the wall, and guess what?  Several viewings in the first few days with definite interest already.

Why is this agent thriving while all around him are losing their businesses?
Marketing, marketing, marketing!  There is no getting away from Michael Jones & Co, and love them or hate them, you bloomin’ well know they are there.

They even use email to send you property details and reply promptly to enquiries by email too!

RELOCATION……….

Brett’s here!  The McFall has landed in London from Australia and we are revving up the marketing for our “Money Gym Presents…Brett McFall” workshop on the 20th / 21st September.

Who should come?  Well, I think all of you!!  If only to donate £25 to Great Ormond St Hospital……£25 for two days?  c’mon.  But seriously for a moment…

Every time I go out to talk about Wealth Creation, especially to business people and property investors, the one burning topic that comes up again and again is the internet.  More specifically, how to harness the massive power of the internet and tap into the BILLION or so people online, on broadband RIGHT NOW.

Business Owners & Property Investors always want to know :-

1.  How to create passive income online to fund more property purchases

2.  How to create extra profit for your bottom line, without adding any overhead and with minimal investment

3.  How to find great tenants or earn money online to make up your rental shortfalls

4.  How to generate leads for your business, rentals or BMV deals, without having to pay £££ for them

5.  How to integrate your business, an online presence and your speaking activities

The rest of you just want to know :-

1.  How to replace their work income so that they can leave their day job

2.  How to use the internet to fill up rentals that holiday home that you thought would pay for itself

3.  How to look after elderly relatives or care for siblings who are struggling financially

4.  How to help your kids to get out of student debt, and create a future for themselves beyond seeking a low paid job (degree or not!)

BUT………..most of all, you say to me …..

“But Nicola, it’s all right for you, you’ve been doing this for YEARS, how do I GET STARTED, I don’t know what to do FIRST !!”

So, because I’m not that great at keeping my internet marketing workshops simple, tending to turn all nerdy and geeky, on the topic, I turned to someone who I have known for years, who has a brilliant track record at teaching BEGINNERS to get started online.

Brett McFall.

I begged him to help me, to help you….I pestered and I plagued him long distance to Australia…and it worked.

http://www.brettmcfalllive.com

He’s in London right now for a couple of more advanced events, which are pretty much sold out anyway AND he’s offered to stay over longer, to do a special TWO DAY event for The Money Gym.

He’s here to TEACH YOU how to get started online.  To give you his system.

http://www.brettmcfalllive.com

Have fun, we always are!

Nicola

Only Business Sector NOT Suffering From Credit Crunch

Helen Loveless, in The Mail on Sunday reports on the ONLY business sector not suffering from the credit crunch … can you guess what it is?  She says:

Twitter Updates for 2008-09-05

• Talking to Brett McFall, who is in a hotel in London, ready for Tom Hua’s event, WIS UK 2008 and our event http://www.brettmcfallLIVE.com #
• Talking to a guy from Manchester who builds million pound property portfolios for peeps and wants to build one for me no charge. We’ll see. #

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You Know You Want It…So Where Are YOU?

You tell me you want it…… and I know deep down you do, but ……I’m starting to wonder!!

Because every time I go out to talk about Wealth Creation, especially to business people and property investors, the one burning topic that comes up again and again is the internet.  Websites, mailing lists, lead generation, affiliate marketing, email marketing.

More specifically, how to harness the massive power of the internet and tap into the BILLION or so people online, on broadband RIGHT NOW.

You always want to know :-

1. How to create passive income online to fund more property purchases
2. How to create extra profit for your bottom line, without adding any overhead and with minimal investment
3. How to find great tenants or earn money online to make up your rental shortfalls
4. How to generate leads for your business, rentals or BMV deals, without having to pay £££ for them
5. How to integrate your business, an online presence and your speaking activities

Those who are NOT property investors, or business owners, just want to know :-

1. How to replace their work income so that they can leave their day job
2. How to use the internet to fill up rentals that holiday home that you thought would pay for itself
3. How to look after elderly relatives or care for siblings who are struggling financially
4. How to help your kids to get out of student debt, and create a future for themselves beyond seeking a low paid job (degree or not!)

AND………..Most of all, you say to me …..

“But Nicola, it’s all right for you, you’ve been doing this for YEARS, how do I GET STARTED, I don’t know what to do FIRST !!”

So, because I’m not that great at keeping my internet marketing workshops simple, tending to turn all nerdy and geeky, on the topic, I turned to someone who I have known for years, who has a brilliant track record at teaching BEGINNERS to get started online.
Brett McFall.

I begged him to help me, to help you….I pestered and I plagued him long distance to Australia…and it worked.

http://www.brettmcfallLIVE.com

He’s in London right now.  He’s here for a couple of more advanced events, which are pretty much sold out BTW.

AND he’s offered to stay over longer, to do a special TWO DAY event for The Money Gym.

He’s here to TEACH YOU how to get started online.  To give you his system.

I’ve been following Brett since 2002 when I first head a tele-seminar with Brett, interviewing Ed Dale about his business (which he sold to a British publishing house for £4.1 million by the way!)

Now he has his own book, outlining his system, called “How To Make Money While You Sleep” and it does what it says on the tin.

But we all know books are not enough – you read them and do nothing.

So Brett has offered to put on for the Money Gym subscribers, practically for FR.EE, this two-day workshop, in return for a donation to one of my favourite charities Great Ormond St Hospital.

We chose 20th / 21st September, as the kids are well back at school and you will be thinking about your Autumn / Winter business activities.

So where are you?

Bookings are flowing in steadily but for a £25 donation to Great Ormond St for TWO SOLID DAYS of step by step internet tuition…..we thought our shopping cart would topple over under the demand…

Brett says it’s all my fault.  The info page was too British, he said.

I’m not doing him justice, he said.

I’m not doing you justice, he said.

“Tell you what, Nic” he told me down the phone today “send them to MY info page about the event, and I’ll put a special UK “book now” button on MY PAGE, and we will see what they make of that”.

Let me tell you, I don’t let nobody call me “Nic” but Brett now…..

OK Brett, I said meekly….and here you are.

http://www.brettmcfallLIVE.com

Now don’t let me down you lot, I need you to TAKE ACTION on this……I need to know us Brits do what we say we are going to do, take what is offered, that we say we want….

I want you to come along and meet Brett, who is a very cool guy.

And learn, finally, how to get started with your online business.

No hype, just down to earth, step by step instructions.

With the Money Gym to back you up.  Oh, yes, there will be some support offered to keep you going once Brett goes home.

http://www.brettmcfallLIVE.com

Twitter Updates for 2008-09-04

• Just dropped daughter off for 1st day, new school, about to watch mindmovie.com movies – they are SO working! Rivers are flowing…. #
• Then it’s a full day of internet marketing mentoring clients – from herbs to property investors today! http://tinyurl.com/nicolamentoring #
• @artistsmakers – how you doing? great to hear from you…..if you are ever in shoreham give me a twit or email and coffee will sound good #
• in between mentoring clients, talking to @Tamkin about our Brett Mcfall event – Tamkin is always a joy! Truly abundant man…. #
• is wishing her daughter had enjoyed her new school more *sigh* and wondering how to pursaude her to go, when she’s flatly refusing to! #
• starting to sort my pics and thinking about the music for my own set of mindmovies – what fun! if it works with the generic ones…imagine! #
• is wondering when they will make Google Chrome integrate with Roboform as there is NO WAY I can manage without it now, clients logins an all #
• marvelling at the Stompernet frenzy…what on earth will happen at 7pm tonight? It is a really, really good magazine (I’ll subscribe!) #

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