Key Success Secrets – Part 1 | Introduction

In the early days of my wealth coaching career, I was always very focused on the practical, the down to earth, the “how-to” of becoming wealthy.  I’d read all the books out there on the market on the principles of wealth creation, becoming rich, the power of belief and focus, attraction principles and I was angry and frustrated!

Because none of them told you how to make money!  None of them laid out a step by step plan of  HOW TO ACTUALLY DO IT!

So my first book The Money Gym – which started as an email programme, I was not arrogant enough to think I had a book in me – was written out of that frustration;  I wanted to give you a step by step, logical plan for how to make money and even become rich.

I wrote it as I wanted it, simple, easy to understand, with pictures.  I tried to include (and credit) the best bits of all I had read or heard, from Robert Kiyosaki to Napoleon Hill, from Steven Covey to Mary Hunt, from Gill Fielding to Robert G. Allen, especially where it was helping me and making a positive difference to the way I thought and particularly to the way I acted.

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The Two Top Secrets Of Success

Just this week, Judith and I have discovered the “Two Top Secrets Of Success” and I wanted to be the first to share them with you.

First a bit of background….

We were talking in our Board Meeting last week about the 2009 Money Gym Gold clients and how each of them had done in their year with us, and I realised that I didn’t recognise a couple of the names! “How can that be? I know the company is growing but we are not so big yet that I wouldn’t know clients when I see them!” I asked Judith.

“Well, I’m not surprised because you haven’t seen them!” she replied. “Those people are the ones who are having their coaching calls with their coach ok, but they haven’t been to any of the workshops to work with us and they don’t join us on the weekly webinar calls. They just don’t show up.”

This led to a conversation about how different people value different elements of the Money Gym Gold programme.

Some value the one to one coaching calls (10 x one hour calls in the year, or 20 x half hour calls).

Some value the 6 live workshops per year – in 2009 we are planning three “Let’s Talk Money” interactive coaching days plus a “Property Extravaganza Day”, a “Business Surgery”, and a return of the phenomenal Brett McFall “Sleepies” Internet Marketing weekend

Some value the 40+ Weekly Wednesday Wealth Webinars at 11 a.m – apart from a brilliant bit of alliteration (WWWW’s) these have been known to change lives!

Some value the Money Gym Google Group and the new Money Gym Mastermind Group for more established clients

Some value the Money Gym book from Amazon, and now the audio version of that, read by moi!

Some value the worksheets, audio, video including the Internet Marketing Home Study Course and frequent streaming of the live workshops

But there is one thing we noticed over the years since 1999 when I first launched my 10-step Wealth Coaching programme.

The people that get the most out of the Money Gym Gold programme and who go on to do AMAZING things with their wealth creation…….are the ones that show up.

They show up to their coaching calls, they show up to the WWWW’s, they show up to the live wealth coaching workshops, and the Special Days.

So there you have it – the first “Secret of Success”.

Showing up.

Can you do that, do you think?

Would you be one of those who show up?

Showing up. Half the battle won.

Tomorrow………..the “Second Secret of Success”

Can you guess what it is?

Till tomorrow…

Warm regards

Nicola

p.s. If you would like to enjoy a taste of the excellent quality workshops we put on in 2008, just show up and watch this ZERO price product (no card details needed) and you can watch the videos of the recent “rave review” workshop by Peter Woodhead showing us how to start an information publishing business using product we don’t even have to write/create ourselves.

http://www.themoneygym.com/mgpresents/peterwoodhead/

Get a cup of tea though, it’s not been as fiercely edited as one might like, yet, but it’s gripping stuff!

Money Gym TV – 5 November 2008

Here’s this week’s show archived for you – below!

And if you click the “comments” link below, you can ask your wealth creation questions for next week’s show in advance.

Live Streaming by Ustream.TV

Happy Money Gym Delegate – Graham Wendes

Graham Wendes always has a great time at our Money Gym events – he gives a lot back too so we are always pleased to see him.  Ensure you get a place at our next day out here http://www.themoneygym.com/events

Ask Nicola! Your Burning Wealth Creation Questions Answered

I recently added a page to the blog where you can ask me any question about wealth creation you like.  Brave?  Too generous?  Asking for trouble?  No………

I did this because I want to make the blog more interactive and also, to stimulate articles that arise from real questions.  This can only help our search engine ranking when Google comes by to crawl and then PageRank the new blog!

John was first up and I want to thank you John for your bravery!  It was a lovely question to answer, as you will see…

” Hi Nicola, Here’s my burning question…..I am a man. 50 years old. Anyway, I would like to ask for your advice regarding my route to the wealth highway.

My financial position is thus. Home owner with no mortgage. Our home is worth around £155,000 in today’s market. My wife owns a 1 bedroom house with her sister a 50/50 share mortgage  around £70,000 and valued at say £90,000. The property is let and only just pays for itself.

My wife and I both work with approx take home pay per month of £2250. I require around £100 a week to live on and my wife requires all of her income to live, so I can save around £750 per month.

I have a credit card of around £2000, savings of £3000 and my wife has a loan of £3000. I hate my job and would love to be free of it.

My interest is web design and am becoming quite good. Hopefully this is where I can shine but I need more free time for this to happen. I am knackered at the end of the day.

I realise that my wife and I are in a good position regarding our own home and we could maybe do something with the equity, I don’t know.

What would you do, Nicola?”

NICOLA’S REPLY:

“Hi there John…congratulations on being our first “Ask Nicola” burning questioner! And what a lovely one to start with……the quick answer is that you are financially free already, you just don’t know it!

I’m going to mainly deal with your own situation here as your wife and you seem to keep your finances quite seperate…is that right?  Do come back to me if you wanted a response bases on your joint finances….

You say that you would like to do more web design, and with some good marketing online, and networking locally, and I know that you could make a very good living at this.  Local business people are AT LAST waking up to the power of the web in generating leads for their business, and how efficient and cheap that can be compared with the traditional methods, like advertising.  They are happy to pay £500 – £1000 for a blog type site (great for SEO), and around £2000 – £3000 for a blog type site, with ecommerce / mailiing list capabilities.

You could educate yourself about internet marketing, including traffic generation, social networking and web 2.0, as well as web design (our about to be relaunched Internet Marketing Home Study System will soon be available via our very affordable Silver membership) and then you would REALLY be in demand.  I would envisage that, within a year, you would be outsourcing most of the work!

However, the issue seems to be time and energy, as your day job takes both.  Have you considered taking some of the equity in your house, and investing it in your new business, using it to

a) pay yourself a salary of £500 a month (£100 per week x 52 divided by 12)

b) pay for some teaching to bring your internet marketing / seo skills up to scratch – Money Gym Silver would cover that as it gives access to the MG Internet Home Study System (soon to be totally upgraded to cover Social Networking and Membership Sites)

c) pay for a year’s worth of mentoring – our Money Gym Gold programme would be ideal for this and I would suggest you have a look at our coaches, and see which one you think would best be able to hold your hand through the year, to set up and build your business.

I would think pulling out £20,000 would not only cover the expenses as above, but also pay the payments on the money you would be borrowing so your outgoings would not go up at all.  If you apply before you hand your notice in, you should have no trouble getting a mortgage of 12% loan to value.

Your other alternative – if you don’t want to use your equity, is to use your £750 a month savings, to build a “Freedom Fund” to cover your first year in business, and in Money Gym Silver membership, we give you a blueprint on how to do that, step by step.

HOWEVER, if I were you, I would be pulling out all the equity available, and as well as investing in my new business, as above, I would be buying as many one bedroom buy to let flats (existing housing stock NOT new builds) as humanly possible.

This would ensure that you never had to work again, if you didn’t want to!  You could keep leveraging the growth in your property portfolio, again and again, tax free, to grow your portfolio further and to live off.

Again, this is something our experienced property investing Money Gym coaches could hold your hand through, via the Money Gym Gold programme as they are all very sound on this topic!!

Now, you know what you can do (and what I would do) the only question is “what’s going to stop you doing it?”

Keep in touch John and let me know how you get on?

Warm regards, Nicola”

JOHN REPLIED:

“Hi Nicola, Thank you so much for replying to my question and so quick. Your suggestions have given me food for thought and I guess you have confirmed what I have known for quite some time. It’s time to make strategic change in my life. So what an I waiting for………………just do it.  Thanks again Nicola, John”

If you would like your question answered online, with your personal details removed so nobody knows who you are, just visit

http://www.asknicolacairncross.com

Simple But Not Easy – Part I

Wealth Creation Is Simple But Not Easy!

I had a great conversation with one of my high-achieving internet mentoring clients today, Susanne Jorgensen, of http://www.thesinglesgym.com/ about the oft-repeated concept of “It’s Simple, But Not Easy” – she is really starting to understand what I mean – and I realised that it was so important that it warrants its own article.

I often say to potential Money Gym clients, when out and about speaking, that Wealth Creation is simple but not easy, and what I mean by that is that making money in each of the Four Lanes of the Wealth Highway is really simple to do, but it’s not at all easy or everyone would be doing it!

So why is it so difficult? 

We all know intellectually that we have to get off our “assets” and take action but why is that so incredibly hard to do?  Because our self esteem, our deepest emotions, our limiting and negative beliefs, our incorrect assumptions get right in the way!

Firstly, there is our cynicism to get over.  We really deep down believe that if wealth creation were as simple as everyone makes out, everyone would be doing it and from that we infer that it can’t be true.  It’s a con, it’s a cult, it’s just a scam.  I was the worst!  I often say that my hair and skin have improved enormously since becoming a wealth coach, because I’m not so cynical about better quality beauty products anymore!  In the same way that I invest in knowledge I invest in self-care and I now watch the adverts to see what works!

I never imagined before I got into this wealth creation stuff, that becoming a millionaire were so simple.  I can remember the relief I felt when Gill Fielding (one of Channel 4’s Secret Millionaires and my first wealth mentor) told me that!  She said there is only three ways to make a million (I’ve discovered a fourth since then…) and I thought, great, I can do three things!

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