So who moved the Bank Holiday from the traditional last weekend in August to this weekend then?  First I knew about it was when GM.tv started wittering on about DIY for the Bank Holiday!

It’s been a weird week without the kids - this year I’m coping better because I’m getting out and about more - except NOT down the beach obviously!! I’m playing poker live around various venues in Sussex.  For £12 a night, you get two games and your dinner and last night at the Montague was a great night all round, with a fine home-cooked Shepherds Pie with peas (yum) or chicken korma with rice.  It was odd going back there as I spent a large part of my teenage life upstairs in The Montague, they used to run a fantastic soul night there, and co-incidentally, this week on Facebook, I was contacted by Steve MacMahon, an ex-Worthing boy, who is now a DJ in New York, whose very sister used to run that soul night!!

Lee the landlord of The Montague is incredibly entrepreneurial, and is running a great pub there, with “cocktails & karaoke”, comedy and cabaret nights in addition to the biggest Texas Hold’em game in the area, up to four tables now.  There’s two computers with fast internet connection, there are notices on the bar telling us who our barstaff are, and lockers to put your drink in if you need to go outside to smoke (not me!).  Join The Montague’s “University of Poker” (M.U.O.P) Facebook group here http://www.facebook.com/group.php?gid=23133628865

It’s the last day of the Grand Wealth Giveaway - Kathy very kindly extended the deadline by two days, so if you haven’t downloaded your free gifts - and there is some great property investing stuff in there, Kathy having made her money in real estate, go and get them now, as the offer is closing at midnight tonight.
http://tinyurl.com/wealthgiveaway

As a list building exercise, participating in the Wealth Giveaway was a great event for the Money Gym adding over 300 new people to the Money Gym MVS system.  I’m hoping that many of those are internet marketers who will be interested in re-branding and giving away my free reports on their websites and blog.

I’ve had a frustrating week with technology, but we figured out why the admin area of the blog was running so slow - it was a rogue plugin.  After deactivating them all, then reactivating them one by one, it’s now running along nicely.  Having issues with my podcasts from Hipcast though, as soon as I post one, then go to change the catagory, the player disappears!  I’m going to dig out Mike Stewart’s tutorials on podcasting direct from the blog later today.

New at The Money Gym is a great special offer for just £4.97, where we are bundling a great load of stuff, some audio including the first three chapters of the Money Gym book, as read by the author, four reports, the UK’s first Wealth Conference audio and a 30 day trial of the Money Gym Club site…..and folks are signing up in droves!  You can get your bundle here http://www.themoneygym.com/offer/

As I say, I’ve been recording the Audio version of The Money Gym book - listen to Chapter 1 here at http://www.MoneyGymRadio.com .  I’m a reading kind of gal, but I know 30% of the population like to listen to stuff in the car or while exercising, so I’m working my way through the book, and the audio version will be available by next week as an option.

It’s made me realise that I need to rewrite it and update it - I’ve learned SO MUCH MORE since I wrote it.  I think I will lose the “Day by Day” format too, and make it flow more.  Must talk to Debs and Joe at Bookshaker about a relaunch…..”The Money Gym Revisited” here we come!

As part of the run up to the re-launch of the Money Gym Silver Club membership, I’ve been experimenting with some BlogTalkRadio shows.  I’m veering between a “Smashy & Nicey” kind of voice, through to a “late night talk show” voice and it’s a struggle to talk normally.  I’m having an issue with my headset making my voice very quiet too, but I’ll try holding the receiver today (for half an hour?) and see if that helps.  Not quite brave enough to open the lines to phone in’s yet, but there is a chat facility….committed to doing a show every day till the end of next week, then I’ll swap to weekly, probably on a Wednesday at 1pm.  Check it out at
http://www.blogtalkradio.com/TheMoneyGym

The sewing hobby is going well too - I’ve made two linen shirts for me, a pair of gingham short shorts for Phoebe, and cut out two nighties ready to sew this weekend.  I’ve been listening to Frank Kern videos while I’m sewing so it’s not taking me totally away from the computer, but nearly!

I had lunch with Greg Ballard yesterday, and had a good old chinwag, catching up on all the news, and a look round their new offices, which used to be those of my accountant, Mark Nicholson from Spofforths.  It was great to hear that, in spite of the credit crunch, Passive are still picking up lots of great bargains for their clients.

Steve is working his way diligently through John Reese’s Traffic Secrets 2.0 which is excellent and very thorough.  He’s missing the kids but is also getting out and about more with his golf, having bought himself a driver and putter on eBay and a new pair of golf shoes, as the old ones were giving him terrible blisters!

And I’ve been enjoying wandering around the Scienceray blog - check out these AMAZING pics of outer space here http://www.scienceray.com/Astronomy/A-Handpicked-Collection-of-Ultimate-Space-Pictures-3.216589 and look out for the pictures of the planned “doughnut” space station to house the whole human race if we do end up totally destroying the planet, god forbid!

Now, don’t forget to book your tickets for the very exciting two-day “Money Gym Presents….Brett McFall” event on 20th and 21st September - just £25 and all of it (ex the VAT) is going to Great Ormond St Hospital.  It’s the must-attend event for aspiring internet entrepreneurs and We can only fit 300 of you in, and we have 80-odd on our VIP pre-register list, so if all those buy two tickets…..get yours here at http://www.themoneygym.com/brettmcfall

Have fun, we always are!

Nicola

This has been an AMAZING couple of weeks for lots of different reasons. It’s been so busy that, not only have I not had time to play with my new sewing machine, but, for only the second time this last year, I was unable to write the ezine!!

My twitterings kept the blog updated and my Twits also fed out to my Facebook and MySpace profile. The blog being updated by Twitter also fed out to my Hubpages and Ecademy, so all major social networking went on as normal.

The weekend before last saw the “Money Gym Presents…Property” with the ever popular property multi-squillionaire and all round good bloke, Greg Ballard, holding forth about property investment and the property market in general - dynamite stuff as ever. Judith and I updated everyone on our Rent2Own exploits and the band of merry Money Gym rent2own devotees grows and grows - David Lee, what have you started?

Later in the day, my old matie from Las Vegas and Sussex, Maria Davies, came to show us how we could buy a luxury villa in the Caribbean for just £1000, and invited us to one of her open evenings. I’ve never been very keen on overseas investing, but the combination of luxury, Caribbean, and Maria buying TWO herself (she ain’t no property fool!) has got me very very interested. It’s an income strategy after the first four years too, with demand for Caribbean holidays growing and growing all time. Maria has another fr*ee Open Evening coming up in London and you can book your place and find out more here at

http://www.caribbean5starinvestments.co.uk
Talking of Caribbean holidays, I’m hoping that our Money Gym Wealth Creation & Internet Marketers Cruise (with Mike Filsaime) in January will take us to a couple of the islands that Maria’s lot are building on, so I can have a look while I’m out there! Just £500 per person for eight nights, the return flights to Miami are £400, so it’s a dirt cheap holiday in the sun. There are six Money Gym allocated cabins left (and there are some that hold three so bring the kids even if you are a single parent - they will be well looked after in the kid’s club) so secure your cabin (and all the extra Money Gym goodies) here at http://www.TheMoneyGym.com/holidays

Then……….felt really sick with a 24 hour bug on Thursday but recovered in time for Tim Brocklehurst’s Freedom Class weekend on Saturday/Sunday/Monday. This was an intensive three day workshop where he taught us how to use the amazing Viral Spiral system to grow our lists virally. We were amazed by the incredible and inspirational Ange Wayne, and some of the othere excellent speakers included ever exuberant marketing maverick Alan Forrest-Smith and Martin Avis, who gave a great presentation on how to build excellent relationship with your subscribers.

By the end of the three days, we walked out with a turnkey online business, although some of us were not sure how we did it! Brillaint “over shoulder” back up from Matt Garrett and Rob O’Callaghan

We stayed at the TOTALLY FABULOUS Hoxton Hotel in Great Eastern Road I think it was, and while it only cost about £97 per room per night, I was blown away by the rooms, the bathrooms, the funky lounge, bar and restaurant, the hot and trendy guests/locals, the live dj’s on Friday and Saturday, but the best thing by far was the staff. They were not just helpful, can-do and smiling, they positively beamed fun and job satisfaction. You just can’t bottle that - if you could, service in this country would be an amazing thing. See http://www.TheMoneyGym.tv over the coming week for some videos….very funny when I caught Marcus De Maria at 8am, who was hosting a workshop at the same venue.

I talked to the Bar/Restaurant Manager - whose name escapes me and I don’t seem to have his card in my pile of new buddies, but who was frighteningly young and energetic (and a real whisky expert!) to find out what his recruitment policy was, only to find that he recruits for attitude and personality and then whips them into shape after. It only bloomin’ works. We had some fantastic customer service experiences there and I will be staying there as much as possible in future even if I have to get taxis about to my workshops and meetings.

UPDATE: Manager’s name was Richard Maul

The Freedom Class was amazing - what can I say? Many many thanks to Tim Brocklehurst for his patience, his organisation, laying on of three great speakers - one of whom Ange Wayne, Change Strategist, flew over from Australia especially. She was amazing, Alan Forrest Smith was on fire! Martin Avis was wonderful on how to build a great relationship with your virally fuelled list (it was great to meet him properly at last) and one other who has asked not to be mentioned for her own reasons.

Genius move, putting Ange on, on the first day, as we were struggling a bit and she talked in a compelling, almost hypnotic way, about success, choice and responsibility. Tragic that Steve missed that bit as he was carted off to A&E when his heart went into Atrial Fibrillation - they kept him in overnight at the Royal London, but he still managed to win the challenge on the Monday, having done so much homework beforehand.

Luckily Tim had a camera crew on hand, so Steve can catch Ange on the DVD’s. You can find out more about her at http://www.AngelChange.com - a play on her name (it’s not all about angels, phew!) and her home AND office is based in Angel Place Building too! Amazing speaker, awesome.

From Tim’s mailing for Steve (his prize) Steve has gained over 250 new signups and his blog and first email has attracted a new client already - someone who owns a Champagne business - NICE!

I’m so thrilled because I managed to come home, take one of my articles and turn it into a rebrandable free report, working through the process. From putting up my free report in three places so far, I’ve picked up 10 new double opted in subscribers today already and it’s only lunchtime. That’s amazing.

I’m also thrilled because I have created my first ever Facebook application. I was making a Blidget (widget for folks to feature the Money Gym blog on their websites) and it offered me the option to make a Facebook application out of my Blidget. Of course I clicked yes, and was walked through several stages to create my app. Now, if you don’t realise how exciting this is, just think about how viral this could go. If even half my 447 (as of today) friends feature the Money Gym app on their profiles, and half of their say….50 friends like what they see and feature it….that’s our blog on 5587 profiles….man, that’s powerful.

My brain was FRIED after all that techie, detail stuff, but I still managed to make it to my Monday Night Poker Game at the Crown & Anchor in Shoreham. On Tuesday I took it easy and fixed Head Chef, Andy Quinn’s laptop for him (well, Steve did) and set up a Facebook group for the Crown & Anchor, whose new website is taking ages!

Had coffee with one of my poker buddies, Paul Stanford from 4Momentum on Tuesday, he’s a business consultant and we talked about how to take The Money Gym to seven figures from six, and how to get him blogging and how to wrest control of his website and hosting from the current designers who want to charge him for every little thing and won’t give him access to his own CPanel.

Kids off school today (yet another Insect Day!) and off to play poker live again tonight, private game, first invite so honoured and a fixed buy in, for those of you who are worried about a wealth coach apparently gambling. My Monday nights cost me £12 and inclued dinner, for heaven’s sake. It’s cheaper than the pictures.

When this ezine is written, I’m off to check my property messages and see if the deal that fell out of bed due to a solicitor offering business and not legal advice, has come back on. The vendor turned out to be someone who used to work for me at The Acacia, as a maid! How small is this world really?

Have fun, I will be when I slow down!

Nicola

This week I posted a blog posting picked up from another site, about whether the property boom had meant the death of entrepreneurialis

Read it here >>

The author seemed to be putting forward the view that entrepreneurs had been getting lazy and flocking to the property market - they put their premise forward thusly…

“The net effect of this (property) boom has been one where the incentive to become truly entrepreneurial was significantly reduced – why try and create a new product or service if there was a guaranteed high return from property development? Similarly, from an investment point of view, why consider any other investment opportunity if there was a perceived guaranteed high return from property development?”

Interesting how they slipped that “perceived” in the second sentance eh?  Do they mean that the return being gurarnetted

Let me give you a bit of context for my fascination for this….

In 2003 I bought my hotel The Acacia.  Property investment and business in one I thought.  A big TICK x 2 on the Lanes of The Wealth Highway.

I created an E-Myth’d business, one which would run without me, whereas I could market the place from anywhere in the world. Which was based in a building that would appreciate in value.

Then I met Andy Shaw and Greg Ballard, no strangers to business or property themselves.  They started to come to a lot of our Money Gym events at The Acacia and we used to spend time in the breaks in the back garden, because some of their team smoked in those days, and we could talk to Steve (the Manager / Chef at the time) through the kitchen window while he prepared his latest sumptuious feast for the clients.

I’ll never forget the day, when one of them uttered the following immortal words ….

“Of course, this place will never make you a good enough return in terms of profit, to make up for how much effort, worry and risk you have put into this place”.

They were not being unkind, just honest, and they knew what they were talking about, because they had had a big business;  two factories, over 100 staff who got up in the morning to cause them grief, over 100 pieces of equipment and a fleet of vans that did likewise.  They realised that, in their first property deal, they had made more profit than they had made in half a year in their business.

So they sold the business and went into property.

They suggested I sell the hotel business and concentrated on the virtually virtual coaching company The Money Gym, my internet marketing activities and property investing - but focusing on simple little one bedroom flats.

I was in a hurry to get out now, becuase the scales had fallen from my eyes in terms of the best use of my time and efforts.

Then I discovered the other problem - that Andy and Greg had also experienced - nobody wanted to buy my business when I wanted to sell it.  Or perhaps I didn’t know how to go about selling a hotel business properly.

And there were other people’s jobs depending on me - you can’t just walk away from a business if there are othere people working in it - your employees.  You have a responsibility.

Grim.

Anyway, with time it all resolved itself - not easy but we got there.

Because at the end of the day, as I never tire of saying, wealth creation is a simple matter of deciding where your best return on investment is, and putting your money, time (which is money) and efforts there. If you don’t know how to work out your return on investment (ROI) here’s one of my previous articles on the subject, which tells you how to work it out, and how to compare different opportunities, and make chalk like cheese for the purpose of comparing different opportunities.

Aye, but, here’s the rub.

We all have our personalities and emotions to deal with and that can muddy the waters.

We find that our Money Gym Gold clients

have distinct preferences about which one or two Lanes of the Wealth Highway they want to work with first.

Analytical people like the idea of the Stockmarket, women are always keen on property and often have a business idea (or existing business / self employed venture going already) while techie and marketing types are drawn towards the internet Lane.

The skill in the early days, as their coach, is in finding out if that is, indeed, their fastest route to the money, as Judith would say.

Because our main goal in The Money Gym is that we want them to recoup their investment as quickly as possible, then go on to create oodles of cash so that they can re-invest it and create more cash, and re-invest it………..you get the idea.

And here is where I get back to the point - hurrah!

We want them to do it as quickly and easily, and effortlessly as possible.

Because why would you want to flog your guts out creating something new, and trying to bring it to market, when you can make pots of cash from following a tried and tested system, a step by step process, one that is proven to work, with colleagues alongside you, and mentors who have gone before, to hold your hand and stop you making painful and costly mistakes?

Why would you go it alone?

I suspect the article was written by a “Creator” in Roger Hamilton’s “Wealth Dynamics” and as one myself (Creator / Star profile moi!) I can almost sympathise.

Almost, because I wasted 38 painful, poor years, trying to create a new business, and bring it to market.

I now harness my creativity into making money out of thin air, created great win/win deals, helping others to create wealth, and finding new ways to make our marketing better.

Who said wealth creation had to be hard work?

And unless your business can create a better return than the property market, why would you go there?  Current blips notwithstanding, the property market appreciates at an average of 10% per annum and the more sophisticated investors create an infinity return on their investment.

Most businesses don’t even break even.

Now, I can hear howls of protest from Judith in the distance (takes a while for sound to travel from Streatham to Shoreham) so I will finish up by saying that we are not anti-business in The Money Gym.

But we are anti-hard work.

So bring us your business idea and we will help you shape it into something that will run happily alongside your property empire building.  We will help you harness the power of the internet to market your business automatically, and then, only when you have nothing to do, will we let you look at the stockmarket.

Unless you want to start there, of course!

Client led coaching, with laser like focus, with a right old boot up the bum, that’s The Money Gym.

Come join us!

http://www.TheMoneyGym.com/Gold

PROMOTION:

Talking of whom, one of the supermodels of the property investing world, Greg Ballard, will be joining us tomorrow to tell us how to get an infinity return on your investment.

Then I will be sharing how to make money from property without buying any.

Then Maria Davies, another star of the property world, will be showing us what she’s buying, and sharing how to buy a luxury holiday home in the Caribbean AND create a monthly income, for just £1000.

http://www.TheMoneyGym.com/MGPresents/property2.htm

My new sewing machine has arrived today (£32 from eBay - why pay more?) and it’s beautiful!

Well, it’s a bit old and cream coloured, but it’s in really good nick and it’s got everything I need (forward, back, ziz zag) to make lovely linen garments and it’s even got a “quick unpick” which you slide along seams to unpick them quickly.

Also arrived today was the www.WrapOnline.co.uk catalogue and my word, they have a vast quantity of beautiful clothes, but luckily I was saved from spending a fortune by the fact they don’t do black, white or navy. Lots of lovely sludgy colours that I probably should be wearing but just can’t bring myself to buy.

Indigo, prune and kingfisher, I ask you. Bitter Chocolate, Poppy, Aubergine…..What kind of colours are they?

I have emailed them with my suggestions on how to triple their profits - stock black, white and navy in addition to those sludgy colours.

Don’t make the same mistake as Marks & Spencers for heaven’s sake.

OK, retail rant over.

Why am I sewing? Can I be that much of a skinflint you may ask yourself?

Because I’m looking for a hobby, used to be designer and can pattern-cut and sew standing on my head, and I have a much loved long linen shirt that I want to copy in many colours. Starting with black, white, navy and pink (the new black don’tcha know?). Also I want to teach Phoebe - it’s something we can do together and it’s a useful and fun skill, a bit like good cooking.

Talking of hobbies, the gardening has taken a bit of a back seat but the live Monday night Apple League poker games are coming along nicely and are great fun. I came 2nd out of 27 the other night, in the first game, and just missed being on the final table in the second game. I am getting to know the other players a bit now, still very friendly, and the landlord from the Thursday night game in The Montague pub, Worthing, came over to the Crown & Anchor pub to play this week, so I now feel that I could go there on my own if I wanted to.

Sean, a young salesman who seems to have taken a shine to me, says I’m getting a bit of a reputation for being an aggressive player who can bluff well. Bit scary apparently! I did learn from the knee of the master, Mr Watson, so that’s no surprise.

I gave Giles, the new owner of the Crown & Anchor, the book “How To Make Your First Million” by Martin Webb which I read last week and thought brilliant. I know Martin (presenter of “Risking It All” on Channel 4), from my clubbing days in Brighton. My penchant for drinking in loud nightclubs helped him make his first millions LOLOLOL and it was a fascinating read to find out what went on behind the scenes while Martin and Simon - now an aspiring counsellor for Kemptown - built their chain of pubs, clubs and restaurants. Watch a video of Martin talking about the book here
[Read more →]

When I first started the Money Gym, and wrote the “Financial Intelligence 101″ tips, that grew into The Money Gym ebook, one of the most popular sections was the Property Investing Section.  Everyone wanted to know about investing in, and making money from property.

In the early days, when we used to host the Money Gym workshops at The Acacia, my much loved boutique hotel and my latest venture into property investing, we used to cover “The Top 10 Ways To Make Money In Property” and we used to simply tell people about them, they used to go off and investigate the one they liked the sound of, then we would coach them from there.

However, one day, a couple of guys came along who blew most of our “Top 10″ out of the water. 

Out of “Top 10 Ways To Make Money In Property” only three of them remain.  Which ones?  Aha, you will have to wait for the next few days to find out that!

After we heard about how these guys invested in property, we simply couldn’t, in all good conscience, just tell folks how they COULD invest in property, but we felt we then had to share how we felt people SHOULD invest in property.

Now this went right against all accepted coaching law and wisdom, I can tell you!

But hey ho!  Wealth coaching has always been different - a mix of training, mentoring and coaching, rather than pure coaching itself.

At The Money Gym, we aim to save you time, money, and stop you making expensive mistakes.

Mistakes like I made with buying that hotel in the first place.  If these two guys, my mates Greg and Andy, had been around in 2003, there is NO WAY they would have let me buy it.  They would have stopped me making THAT half million pound mistake.

Side note:  You will see in this week’s ezine, I talk about the difference between “failure” and a “mistake” and it’s an important distinction to make if you are an entrepreneur.  Essentially, a failure is something that can bury you but you can learn from your mistakes.

That hotel was a mistake - some would definately see it as a failure - but I choose now to see it as a mistake.  A very large one true….. 

One that taught me a VERY LARGE LESSON!  In fact, SEVERAL very large lessons.

I will never forget the moment in the garden of The Acacia, when Greg or Andy uttered the immortal words that made me realise that buying it had been a mistake and told me why.

1.  This hotel will never make you the amount of profit that would make all the work you put into it, worth it.
2.  You have a lot of your own money in this business and you will struggle to ever get it out.
3.  When you have had enough and you do want to sell it, nobody will buy it, unless you find someone as daft as you were, to buy it in the first place.

Hmmmmm…..

They like straight talking, those two.  And that is one of the things I most value about Greg & Andy. So many people won’t tell you what you need to hear.  Nobody around me in those days did, that’s for sure.  Hence the mistakes.

So, five years on, here we are, still making mistakes but not so many, and certainly not failing, and together with Steve and Judith, two more straight talkers, they are still two of my closest friends and mentors.  Whenever I want some advice about business and life, I go straight to Greg, and to Andy for property market / business marketing / creative / internet input.

So you can imagine how thrilled I am that Greg still comes to London, to present for The Money Gym on property investing.

I can’t imagine how much longer he will do that, as we are pretty much the only presenting he does outside their own Open Days.

He’s coming to the Southwark Rose on 14th June and really, you should be there. 

* If you have questions about the current property market, you should be there.

* If you have questions about your business proposition, you should be there.

* If you just want to see a down to earth, authentic, funny, FANTASTIC speaker, you should be there.

* If you want to recharge your wealth creation batteries, and hang out with some like minded people, you should be there.

That’s five “shoulds” in five lines, I’m about to get struck off the Eurocoach List!

Book your place here - still some Early Birds left as I’m late promoting this due to half term.

http://www.TheMoneyGym.com/MGPresents/property2.htm

See you there!

Nicola

p.s.  Greg always sells out fast so get your space booked now.

Every so often a wealth creation concept or different way of doing things comes along, that just blows my mind.

A few years ago, when I came across the way my genius property mogul mates Greg & Andy invest in property, my head nearly exploded with excitement, and I couldn’t wait to share their ideas with my readers. 

However, Greg & Andy’s way of doing things does depend on three things

1.  A good credit rating
2.  A pot of cash to use over and over again for deposits / refurb
3.  Ability to get a mortgage (lots of “buy to let” mortgages still ask for proof of earnings)

Now this is great for a large majority of our Money Gym members and hundreds of them have availed themselves of Greg & Andy’s services, via Passive Investments (next Open Day http://tinyurl.com/5pmtf8) or learned how to do it themselves, via Andy’s book. 

By the way, Greg is speaking for the Money Gym on 14 June - http://www.TheMoneyGym.com/MGPresents/property2.htm )

BUT………..

I knew there was about 30% of our subscribers who couldn’t “do property” the Passive way, or even buy their own home, due to

1.  No pot of cash
2.  No credit rating
3.  No proof of earnings

Now, I know that there are several other ways to make money from property, without having to buy any yourself, but sadly people just seem to give up at that point, and don’t go on learning about what makes a good property deal, if they haven’t got even one of the above three things in place.

So you can imagine how delighted I was when I met David Lee, via Tamkin Riaz, at the last World Internet Summit.  I really think that the heavens were conspiring that night, because I had met David several times before, but never really fully grasped what he did.

On this occasion, I ended up sitting next to him, his wife and son, in the pub, and out of politeness really, asked him again to tell me what he does…..an hour or so later, I still didn’t really get it, but dimly grasped enough to realise that it was a totally different way of making money from property, and to tell Judith we should invite David to speak for The Money Gym.

In January David did a VERY powerful presentation - and he would be the first to admit he’s quite new to public speaking - and his concept and content blew us away.

Can you imagine being able to make money from property without needing a deposit, a mortgage or a good credit rating?  Where you are not competing with all the “below market value” boys, and where you are not only making big chunks of cash, but helping two sets of people?

Let me repeat that……where you are making what we in the Money Gym call “life changing sums of money” while helping two sets of people. 

A geniune win/win/win situation.  It takes a bit of a mind-shift, a bit of a leap of faith, and access to some minor cojones to get started, but if you are open-minded and determined…….

I tell you now, this is dynamite stuff.  Judith and I both love it!

Several Money Gym clients signed up on the spot and we have all been working our way through the materials - the detailed “how to” workbook, the many hours of audio with real people, case studies, and student stories.  I have rarely seen a better put together home study course and the backup support from David is superb.

David is doing a presentation soon, and there will be a very special guest there - Rick Otton. 

Rick is the guy who learned how to utilise this way of making money from property, firstly in the USA, then Australia, and he mentored David to make it work here.

I have no idea where Maidenhead is, but, if you have despaired of every becoming a property investor, but you want to be, I suggest you get your map out and make your way there pronto!

http://tinyurl.com/574rzb

Don’t delay, places are limited and David’s last events in Ealing and Manchester sold out very quickly.

Take action now and I personally promise you, you will be amazed!

http://tinyurl.com/574rzb
 

You all know that we love Passive Investments and we invest with them ourselves, as do many of our friends, family and clients. 

Here’s viralurl.com/moneygym/passivedvdmg">exclusive news and a link to a brand new video with Andy Shaw and Greg Ballard, who built a property portfolio worth over £37 million odd, with just one house, about 12 years ago!! 

As well as sharing their thoughts on the UK property market in the middle of the credit squeeze, and the so-called property crash, you can find out how they are trying to help a little girl they know!

Click viralurl.com/moneygym/passivedvdmg">THIS LINK HERE >>>> to visit the page where you can find out more
and get access to this free, information packed video now!

I knew Andy Shaw wouldn’t be able to resist on the dreadful headlines about the property market for long, and I was not disappointed.  If you can’t believe a man who, with his partner Greg, has built up a property portfolio worth over £30 million, then who can you believe eh?  Andy says….

“I was doing some research the other day for our business Passive, and I was asked to find some research from a recognised professional that backed up my argument about the fact that the country is not over geared despite what the media says.

Well here’s quite a good one that I thought you’d like too -
http://www.guardian.co.uk/business/2008/jan/12/housingmarket.houseprices

Martin Ellis is the chief economist of Halifax and he is stating that the property market is now worth £4 trillion, which is three times the UK’s annual output. And it shows household debt at what is commonly thought to be a staggering £1.3 trillion.

Now I have been trying to say that for years but never got round to looking for the figures to back up what I was saying. So, really basically, if you look at the country as just a person, it is worth £4 trillion, and has £1.3 Trillion of debt

So our mortgage and household debt, cars, loans, credit cards, the lot, gears us as a whole to 33% of our equity.

Can you tell me what loan to value the banks consider virtually zero risk lending?

Well different banks view it in different ways. Allied Irish view 70% as virtually zero risk, while Nationwide view 65% as virtually zero risk. Some banks go down to as low as 50% before they view it as virtually zero risk. But we as a population are at 33%, which is well below the risk criteria of even the most conservative of banks.

What does this say to you about the way the media and the government view the extraordinary high levels of consumer debt? It says to me: scaremongering. ……

Read more at Andy’s site >>>>

Discover How Two Men Turned £10k On A Credit Card Into £37 million Plus, In The UK, In Just A Few Years….
	Our mate, Andy Shaw. Property Genius & Thoroughly Good Bloke!
CLICK HERE NOW - DON’T MISS OUT !!

Nicola Cairncross recommends:  If you want to get control of your money, and discover whether you are going in the right direction financially, I highly recommend the Cashflow chapter in The Money Gym ebook (see pic on right for link).

There are two elements to good financial control;  one is to keep on top of and manage your cashflow, and the second is to take a quarterly snapshot of your assets, liabilities, income, outgoings, and overall net worth.  Both of these can be easy to do, with the right (simple) tools. 

Do not disappear up your own derrieres with details, on this one folks!  Remember what one of my first financial mentors, Gill Fielding always says, the best deals can be worked out on the back of a fag packet,and so it is with keeping control of your finances.

On the spreadsheet front, the one on P12 of the book is the old one we used to use, and it’s very good still.  But we now use a different one for our own accounts, one given to us by Greg Ballard of Passive Investments (www.AskNicolaCairncross.com/Recommends/Passive in case you don’t know them - I’m happy to take advice from someone who can take £10k on a credit card and turn it into over £30 million in property in just 10 years!!)

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I’m a big fan of The Secret, the film about the Principles of Attraction.   It had it’s limitations and I don’t feel it went far enough on the practicalities of “how to” but I did get the one tip on the second or third watching, about feeling grateful when you are feeling down, which certainly works although it usually breaks our shower when I use it (don’t ask!)

Joe Vitale, while featured heavily in The Secret, obviously feels the same, because since The Secret was filmed, he has written not one but three books elaborating on the “how to” of The Secret’s Secret.

I have read and enjoyed “The Attractor Factor”, haven’t yet read “Zero Limits” but am totally immersed in “The Key (The Missing Secret For Attracting Anything You Want)” which I got for Christmas.  I was reading it last night as I was unable to sleep for various reasons.

I’ve got a lot of time for Joe Vitale (left) – not only because he is a great and prolific writer, but because he has been there, totally on his uppers, but also perhaps because he looks a lot like one of my favourite DJ’s in the world, Danny Tenaglia (right). 

They both have this tough but cuddly Italian American look about them which I find very appealing – lucky I didn’t live in New York or Las Vegas in the Thirties eh?

Before I tell you about this amazing practical tool I have discovered in “The Key” let me tell you that I am the least woo-woo person you are ever likely to meet, beaten only in the down to earth stakes by Steve Watson and Greg Ballard. 

However, I had a very interesting conversation with Greg last week on the early morning train from Worthing to Victoria last week about the developments in the Money Gym and all the events Greg has mentored us through, since the sale of The Acacia (my ex-hotel in Worthing).

I can’t remember even what I said but it must have been vaguely limiting or even negative (quelle horror!) because Greg picked me up on it and said 

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