Your Compass In The Fog Of Overwhelm

Nicola here from The Money Gym,writing to you on 1st January 2010 with my third very important message….

Think about this for a second………..

In the olden days, humans were able to find their way around the globe, in any kind of weather, even if the fog was so bad they were unable to see a few feet in front of themselves….

How did they do that?

http://www.TheMoneyGym.com/silverelite

They were able to find their way forward because they had some deceptively simple tools…

Tools that were simple to use but were so sophisticated that they delivered exceptional results every time…results you could depend on…

Those tools were….

The Stars and a Compass.

Yep, that’s pretty much all they used to sail ships across the vast oceans, to go somewhere so far away it literally took months, if not years to get there and then to come safely home again.

Would it surprise you to discover that there are some deceptively simple tools you can use too, to navigate your way through all the financial confusion you might be experiencing right now?

Well, no!  I’m not going to tell you about those tools, I’m going to show you….how to create and use them yourself.

http://www.TheMoneyGym.com/silverelite
Warm regards

Nicola, Judith & The Money Gym Team

P.S.      Watch our brand new video to discover some of the simple but effective tools we use to navigate our way around our financial world!

http://www.TheMoneyGym.com/silverelite

Struggling Financially? Blame The Fog!

Nicola Cairncross from The Money Gym here, and I’m writing to you today, on 29th December 2009 in the middle of the worst credit crunch anyone can remember.

Can you remember more difficult financial times?

I certainly can’t.  We never imagined it could get this bad, did we?

All around the world people are worried for their jobs, businesses are going down and banks, while taking money from their governments certainly are NOT lending it out again to consumers.

Even if you pay off your credit cards, the companies are taking your available balances right down or even taking them away and don’t even get me started on the interest rates they’re charging!

People are so confused……….so worried………so stressed about money……….they have NO IDEA what to do, which way to turn…………they are stumbling along in the dark, in the fog, they feel overwhelmed and incapable of taking action..

Even if they knew what action to take!

BUT !!

Would it surprise you to know that there are people out there who are not only NOT hurting, who are not confused, or overwhelmed…….. but who are actually thriving financially?

People who are making more money than ever before, who are starting successful businesses, who are getting online, who are creating multiple streams of income, who have control of their cash, people who know on a week by week basis, what’s coming in and going out, and WHAT TO DO with what’s left over?

People who are not phased by changes in the economy, who just switch their strategy to one that suits the times and just works better?

People who have a whole TOOLKIT of financial strategies to fit the moment, the situation, the need.

Who are these people?

Financially Intelligent People, that’s who!  You could call them FIPS for short!

Now, I just bet FIRSTNAME that you would love to find them, join them and become a Financially Intelligent Person – who wouldn’t?

Well, now you can…..

Because we have created a brand new video that can get you started down the road to becoming one of the Financially Intelligent People – right now.

Come on over, watch this exclusive new video and get some FIP savvy!

http://www.TheMoneyGym.com/silverelite/

Warm regards

Nicola, Judith & The Money Gym Team

P.S.      Watch our video to find out how to beat the credit crunch, throw off that overwhelm and become one of the Financially Intelligent People today!

http://www.TheMoneyGym.com/silverelite/

The 2 Nic’s – Money Gym Fun

Niki Duffy, Money Gym client, took this pic of us two while out for dinner with some clients who came to the fantastic Brett McFall “Make Money While You Sleep” event we co-promoted and spoke at, in September.

We had a great time and proved YET AGAIN that making money really is fun!

Relocation, Relocation, Relocation…

Well, it’s back to school week and it’s been turbulent at Money Gym Towers, as Phoebe heads off to a so-called “better” school, Steyning Grammar.

She was happily not doing very well at her previous school, surrounded by her mates and in particular her best mate K, with her grades going down every quarter despite incentives and penalties.  She also managed to make very good friends with one of the “worst five boys in the school, heading for exclusion” according to her form tutor.  Ho hum. He looked after her, though, in the corridors.

Her father decided enough was enough and diligently hounded the Education Authority to get her into Steyning, though, and I sat by thinking “he’ll never get her in, the waiting list is too long and her record not exactly exemplary” but lo and behold, he did.  The new school is 7 miles and 30 minutes away across country, with two bus changes and a journey of an hour, while the old one was local, one bus ride and 10 minutes in the car.

So tears and tantrums ensued for a few days, while he talked her into trying it, and unfortunately the Open Day did not go well, with a bit of an incident with one of the naughtiest girls in the school putting her off, bigtime.  But her dad does not give up easily, and took her for another visit where the teacher managed to win her around to try it out.

Then a particularly nasty bullying incident, in the last two weeks of term, made her think that, perhaps it would be good to move schools after all.  Her old school handled it well I thought but it wasn’t great timing.  The summer holiday passed, and the excitement of going to France, then buying new school clothes and a handbag particularly, distracted her nicely.

She went in on her first day, as she described it “with a smile and determined to make the best of it” and came out silent, with a face like thunder.  Her friend (vaguely known via her cousin), who we were also giving a lift to, was quiet and unhappy too, having moved from another school too, and who has been put in a class with NOBODY she knew, but Phoebe….well the silence was terrifying.

Hours of tears and pleading followed, as she visited her father, then cried on me, and locked herself away in her bedroom (or mine) to endlessly text her woes to her circle of mates.

This morning she was trying to refuse to go, only the unspoken worry about being grounded (tonight is the monthly under-18 club night in Brighton)

So, how do I feel about all this?  I have to support her father, and we all agree she stands “a better chance in later life” if she goes to Steyning Grammar as it has an excellent reputation.

However, as someone who doesn’t believe in traditional education and even less in a job, or a single path career, I’m ambivalent.

The only things I learned, of use, at school were how to read, and how to type.  And I was downright cold, bored and miserable most of the time.

I was happy for her to go where she was happy-ish, nice and nearby, and to get as many O-levels as she could, then to leave school, take a boring series of jobs just to make her realise how grim it is, then for her to come to me and ask how to start the serious business of making money, probably either online, with her own business or via property.  She’s bright but not academic, artistic and entrepreneurial.

But now we are plunged into a warzone, and I’m not convinced it’s all worth it.

RELOCATION……….

My sister has had her flat in Worthing on the market for sale or rent and had it with a preferred local smaller agent first with absolutely no action whatsoever.  She isn’t so bothered about selling it as the valuations came in at something ridiculous, obviously priced to get the quickest sale (guaranteeing the agent’s commission) instead of what she knows the flat is worth in a normal market.

No action from the first agent on the rentals front either, apart from one woman on housing benefits – not ideal.  They were telling her all the usual “market’s dead”, “nobody’s moving” kind of stories.

Fed up, she called in the big boys, the biggest, most aggressive agent in town, the shark swallowing up the minnows as they go to the wall, and guess what?  Several viewings in the first few days with definite interest already.

Why is this agent thriving while all around him are losing their businesses?
Marketing, marketing, marketing!  There is no getting away from Michael Jones & Co, and love them or hate them, you bloomin’ well know they are there.

They even use email to send you property details and reply promptly to enquiries by email too!

RELOCATION……….

Brett’s here!  The McFall has landed in London from Australia and we are revving up the marketing for our “Money Gym Presents…Brett McFall” workshop on the 20th / 21st September.

Who should come?  Well, I think all of you!!  If only to donate £25 to Great Ormond St Hospital……£25 for two days?  c’mon.  But seriously for a moment…

Every time I go out to talk about Wealth Creation, especially to business people and property investors, the one burning topic that comes up again and again is the internet.  More specifically, how to harness the massive power of the internet and tap into the BILLION or so people online, on broadband RIGHT NOW.

Business Owners & Property Investors always want to know :-

1.  How to create passive income online to fund more property purchases

2.  How to create extra profit for your bottom line, without adding any overhead and with minimal investment

3.  How to find great tenants or earn money online to make up your rental shortfalls

4.  How to generate leads for your business, rentals or BMV deals, without having to pay £££ for them

5.  How to integrate your business, an online presence and your speaking activities

The rest of you just want to know :-

1.  How to replace their work income so that they can leave their day job

2.  How to use the internet to fill up rentals that holiday home that you thought would pay for itself

3.  How to look after elderly relatives or care for siblings who are struggling financially

4.  How to help your kids to get out of student debt, and create a future for themselves beyond seeking a low paid job (degree or not!)

BUT………..most of all, you say to me …..

“But Nicola, it’s all right for you, you’ve been doing this for YEARS, how do I GET STARTED, I don’t know what to do FIRST !!”

So, because I’m not that great at keeping my internet marketing workshops simple, tending to turn all nerdy and geeky, on the topic, I turned to someone who I have known for years, who has a brilliant track record at teaching BEGINNERS to get started online.

Brett McFall.

I begged him to help me, to help you….I pestered and I plagued him long distance to Australia…and it worked.

http://www.brettmcfalllive.com

He’s in London right now for a couple of more advanced events, which are pretty much sold out anyway AND he’s offered to stay over longer, to do a special TWO DAY event for The Money Gym.

He’s here to TEACH YOU how to get started online.  To give you his system.

http://www.brettmcfalllive.com

Have fun, we always are!

Nicola

Online Income – Basics 2

Following on from my blog posting yesterday, giving you some simple resources to get you started online, here are a couple more, along with news of an exciting and totally fr*ee webinar I’m hosting tomorrow morning (Friday) at 11am, with Tim Brocklehurst, genius list builder extraordinaire!

Resource 1:

Yesterday we covered the need for a website or blog, to allow people to find you, and find out who you are, what you do, what you recommend (via an affiliate link) and most importantly, what you can do for them. 

You would be amazed how easy and cheap it is to set up a professional search engine friendly blog and we recommend Typepad for starters.  If you want the most economic package with the best features, you will need the middle package and you can get a free trial here

http://viralurl.com/moneygym/typepad

Resource 2: 

The internet marketing section of The Money Gym ebook is a good place to start with the basics, and you can get that at no charge, just by subscribing to our 101 Wealth Tips on the site.  However, as a reader of our blog, if you have lost or deleted it or don’t want to wait for the internet module to arrive, you can download the whole 101 tips here as a zipped up file. 

Read more..

Money Smarts For Kids

Money Gym Club Member Yvonne Halling has written a great article over at her blog at Well Heeled Diva’s about how tragically ill-equipped kids are to go out into the big wide world and survive financially….

“Sitting having dinner the other night with my 17 year old daughter and her boyfriend, I was listening to them talking about their lives. Both at college and looking for part-time jobs to supplement their life-style, they were bemoaning the fact that neither of them had any idea how to make money. And it’s the same for their friends too. They’re all broke and miserable. They have been taught at school to be employees – being paid what someone else thinks your worth.

In the 21st century, simply not knowing how to make money will become a serious problem, and it’s already started.

Why don’t they teach this in school? You’d think in this day and age, they’d include just maybe one class a week on ‘How to make money’ wouldn’t you? Why not? Maybe because the teachers themselves have no idea how to make money, so how could they ……………………

READ MORE HERE >>>>

Money Gym Internet Challenge

The Money Gym members are throwing down an internet challenge says Money Gym coach Marion Ryan!  Nowadays, we are always hearing about the big bucks that can be made on the internet, millions of dollars/pounds in one day sometimes, and the concept of making money while you sleep is an exciting one – if true!

Sitting at home in our jim-jams eating bagels and left-over Easter eggs, watching Jeremy Kyle on the telly and stopping only briefly to see how many more sales have pinged into our Paypal account.  Wouldn’t that be nice?

Just one ebook sale per day @ £20, from one one-page website, would make us an extra £7300 a year – enough for a new car or a couple of nice holidays.  Two or three ebooks doing the same would make £21,900 – nearly a full time wage.  The beauty of the internet is that you do the work once, and the money keeps coming.  Imagine if you could spend a month putting up one ebook for sale – by the end of the year, you would be making £87,600 per annum.

There’s a problem though. The reality, for many of us is that we make a tenner here, twenty quid there, but most people never get much further than that in our pursuit of passive income. 

Founder of The Money Gym Nicola Cairncross, who has built a six-figure business marketed entirely online, and who once made £14,000 in one weekend from one email, tells us she knows exactly why that is: 

* We aren’t prepared to focus our attention in one place, on one thing, for long enough to make it work.

Nicola says if we just focus on one thing – one information product, one niche or one passionate interest – and take consistent regular action we can make ourselves some passive income online, and having done it once, can replicate those results over and over.   This action would include

* Creating a web presence – a sales page, a brochure site, a blog.  All of them preferably

* Capturing visitors’ details, encouraging them to subscribe to ezines (online newsletters)

* Turning them into raving fans by providing regular, maybe even daily, valuable content

* Having a system to automate the selling of our product till we make a profit

* Replicating the process.

As Nicola says, “like creating wealth, making money online is simple but it’s not easy, you have to get off your “assets”, learn new skills and take some action”. 

To encourage – or even bully! their Money Gym members, to success, Nicola and Judith, her partner, have decided to set up an Internet Challenge for any of us who are sick of diddling about in this “Wealth Highway Lane” on a rusty old bike with a punctured tyre and broken bell and would like to trade up to a moped, a Harley or a Porsche.  Something that will always need a bit of maintenance and some petrol but then just watch it go…

The Money Gym are incentivising their new Silver members and supporting them in the Challenge by giving them free lifetime access to Nicola’s 12-Step Internet Marketing Home Study Course – which retails for £1450 – and membership of a private email support group.  This will provide encouragement, resources and a kick up the backside! 

Your investment £27.50 a month (minimum one year), your return will be the support and knowledge to create a passive income online for life.

So if you’d like to join us for a three-month personal challenge to up the stakes on our internet passive income game then you should visit http://www.TheMoneyGymClub.com and join the club at Silver Level using the promotional code InternetChallenge.

Then, join the private Google group and do a search for “internet challenge” and you can read all the back discussions and get involved right now!