Defending Debt by John Landon

Nicola says: I’ve been in conversation with John Landon from Pier Properties recently, who sent me a great article on Debt, for me to share with you.  John is an experienced property investor who, like all of us, is trying to help other people get their head around concepts that seem alien at first, but which have the power to change your life.  First though, you have to be willing to open your mind a little bit.

Defending Debt by John Landon

By chance last week, I found myself defending debt on three separate occasions. Twice, the conversations referred to mortgages when friends were discussing their borrowings and how they were trying to pay them off as fast as possible. I firstly had to decide whether we had time for the inevitable debate. So often, anyone with a fixed view that all debt is bad and should be paid off as fast as possible, takes a lot of convincing of the alternative approach.

So what is that debate?

I suggest they think of it as someone else providing them with the funds to invest in the property market – which in the UK is a very good place for your own money, let alone someone else’s being invested so you can get the profit. Sometimes that statement does the trick and the penny drops, but it often needs further explanation.
That debt declines in real term value every year. As your house increases in value – traditionally doubling within ten years – the mortgage that may have accounted for 90% of the house’s value at purchase, halves in proportion over the same period. (90% at purchase becomes 45% of the house’s value within ten years; 22.5% within twenty years and so on). Your equity grows in direct proportion. This is why residential investors only use interest-only mortgages. They don’t want to pay more than necessary for their borrowing so don’t worry about paying off the debt – they just let it decrease naturally as a proportion of the increasing value of their investment. They know that what appears to be a very high borrowing on day one, will quickly reduce as a proportion of the property’s value over time.

A personal example: I raised £300K mortgage to buy my office premises. The cost of the mortgage payments at the time were marginally higher than the rental would have been. I recall a friend pulling my leg at the time about paying more to own the premises than just renting it  – ‘some businessman you are..!’  Within four years, the property had doubled in value to £600K. Since I bought it, the rental cost in this building has increased by about 25%. I’ve thought about telling my friend but decided against it.
All this should illustrate the point that when you buy a property you instantly become an investor in the UK property market. Whether you are buying BTL or your home, the market plays by the same rules of economics regardless of your reason to own your property. As a result, you should always be thinking like an investor, which leads to the conclusion that perhaps you should not be paying off your mortgage – ever. Or even selling your home.

Read more..

Money Gym Interviews | Martin Avis

As we prepare for the Money Gym “Really Useful Internet Day”, here’s another in the series of interviews with Internet succeess stories – real people making real money (and big but not ridiculous money too!) online.

I’m delighted to introduce Martin Avis, who is one of our speakers on the day, and my first choice too!  I came across Martin several times before I got to know him, but as you will hear, he’s so unassuming it’s easy to miss him AT FIRST if there are louder people around!  But sooner or later, Martin comes into your radar as a real live bone fide success online.  He’s helpful to newbies, generous with his time and I like him a lot.  His “London Lunches” are great fun and you never know who you are going to meet there.

You can see/hear the rest of Martin’s interview – where he reveals the three biggest mistakes that aspiring internet marketers make, when trying to make money online – when you book your place on The Money Gym “Really Useful Internet Day” at http://www.TheMoneyGym.com/internetday

Money Gym Interviews | Brett McFall

As we prepare for the Money Gym “Really Useful Internet Day”, here’s another in the series of interviews with Internet succeess stories – real people making real money (and big money!) online. I first heard of Brett McFall as he interviewed Ed Dale and Frank Kern, who invented the famous “Underachiever” method for making money online, and ironically, I now live opposite the very beach I was walking along when I listened to that audio.  The audio had been to promote the first UK World Internet Summit, which I attended, and I’ve never missed one since.  Brett kindly allowed me to speak at the 2nd WIS, and that set me off on my speaking career and I’m proud to say, we have become friends since.

Professional copywriter, internet marketer, co-founder of the World Internet Summit and now author and TV celebrity in Oz, Brett wowed our Money Gym crowd last year at our “Make Money While You Sleep” co-branded internet day and by popular demand, he’s back this year for us, on 10th October.

You can see Part 2 of Brett’s interview when you put your name and email in the VIP Priority list at http://www.TheMoneyGym.com/internetday and when we launch the bookings at the end of this week, and you confirm your attendance at the day and donate £25 to the Big Issue, you’ll get to enjoy the rest of Brett’s interview, Jennie’s interview and Martin Avis’ too.

37 Reasons | The Good News About Property – Part #1

Can WE do this?   Yes we can!

Here is the first of several pieces walking you through my 37 reasons to come to our Money Gym Property Extravaganza on 21st March.   I will keep each of these bulletins as short as possible so I can send you one every day for the next week or so.   I don’t want to overload you with information but I do want to remind you why you might want to move heaven and earth to be there.   I know, it’s annoying to have to travel to London on a Saturday and move things around in your diary and get up early and so on when we are all so busy, but here are my Eight Inspirational Reasons.   Does one speak to you, %$firstname$%?

1.    The speaker experts have already revealed in their interviews that they were once scared and inexperienced. They are all relatively ordinary people who have gone on to invest in property and become millionaires or even multi-millionaires, thus proving that anyone can do it. They will show us what they did.

2.    Have you checked out the testimonials at the bottom of our information page?   Go to http://www.themoneygym.com/events/property and scroll all the wayto the bottom where you will see two real stories from two real women – Karen buying her first property and Christine buying her next property.   Two more real people demonstrating that anyone can do it.

3.   The day will be all about the Good News.   Without wanting to sound too much like that newsreader who made himself rather unpopular a few years back by asking where all the good news had gone, it is nevertheless my intention to focus on the good stuff only that day. Speaking personally, I am sick and tired of the bad news on endless loop.   You get what you focus on in this life. Let’s focus on some good stuff for a change.

4.   This is an opportunity to connect with a positive community of like-minded peers.   Money Gym clients, colleagues and friends tell us over and over again that this is one of the things they value most about the work we do.   If you are going to make a success of wealth creation generally and property investing specifically, you will need a gang who you can reach out to when the going gets tough.   The gang have been there before you, they have ideas and inspiration and connections to useful can-do brokers, lawyers, surveyors, builders and more. Hook in.   Have a cracking day out – come on down and meet the Money Gym team of clients and coaches, Nicola and me. Help us to stir up the magic and expect to meet someone who will give you a leg up, synchronicity at play all day long.

5.   Listen to Anthony North of the Big issue Foundation and see his films – Real Lives, Real Achievements – and see what a difference our ticket money will make to the homeless of our cities.   Get involved, donate, do some good, become an enlightened investor.

6.   Hasmita Reardon, another ordinary woman doing extraordinary things with money and creating a large portfolio of properties in Sittingbourne in Kent which she rents out to tenants no others will touch.   Not only did Hasmita win Bradford & Bingley Property Woman of the Year 2008, but she is creating a great little business down there in Kent.   Husband Steve and son Kiran will accompany Hasmita on the day.   Steve’s been able to give up the day job and Kiran has already been on TV’s Homes Under the Hammer and invented a website which helps landlords and tenants.   And he’s still a teenager. Blimey, teenagers can do this too!

7.   Take a leaf out of my book.   When I started with the Money Gym in 2003 I had no intention of investing in property. I was running scared from my previous attempt at it; I had lots of debt, no equity to leverage and no savings to invest.   But I went to the property seminar and listened and absorbed the learning.   This is what you can do too.   Not only are there routes to property investing which require very little time, money and know-how but you can get into property for as little as £1.   I know, seems unbelievable, doesn’t it?   However, if the route that interests you costs more than £1, at least you will know how to do it when the time is right and/or the resources become available.   Be inspired when you consider the routes to what might previously have seemed a closed door to you.   And a door WILL open up, of that you can be sure, especially if you keep on wiggling the knobs, just to check.

8.    Nicola is always saying (and she even says it in her book) that you can make money in property without actually buying any, by becoming a sourcer.   All you have to do is learn what makes a good property deal (which perhaps you can’t or don’t want to do yourself) and then sell it on. I used to think “yeah, right” when I heard this, even though I know people who do this now, but I think of them as at least quasi-professional investors.   What about real people?   Well today I was sitting in my car for two hours with Perky Pete, my somewhat slow estate agent. He’s a bit like Paddington, a bear of very little brain. But he’s a love, and dogged.   And he was telling me that’s precisely how he earns most of his living right now.   And yes, you could say he was a professional but honestly… if you met him in the pub… he’s just an ordinary bloke.  The moral of this story?   If Pete can do it, we all can!

Until tomorrow…

Judith

PS   94 seats have been sold already and the venue has a capacity of only 210 and we will be crammed to the rafters then.   I have told Steve to close bookings at 210 but I think I will have to reduce it to 200 because of the entourages of the speakers!   What’s my point?   I am going to write tomorrow to the 94 who have already booked with a stonking special offer to them.   If they book a seat for a friend or refer a friend who buys a ticket at £25, both they and their friend will qualify for 90 days free Silver membership of the Money Gym, worth £82.50 each!   How abundant is that?   So please, if it is your intention to attend, please BOOK NOW to avoid disappointment.

http://www.themoneygym.com/events/property

PPS Even as I write this I realise what it may mean… that I may sell the house out before I get to the end of my 37 Reasons… shame!

Money Gym Interviews | Anthony North, The Big Issue

We hosted a lively interview with Anthony North, Head of Fundraising for The Big Issue, yesterday and you can listen again here on our Blog Talk Radio show.

Anthony, as you can hear, is a raging intra-preneur for the Big Issue and is totally passionate about his work.  Listen to the show below and then…..

You can help us reach our £4500 target by coming along to our “Property Extravaganza” to hear the GOOD NEWS about property investing in the UK, right now.

Only £25 per person, eight great speakers, and a rocking day out!

Secure your seat here >>> http://www.themoneygym.com/events/property

Ready Fire Aim! Memberships, Marketing & Multimillions

It’s been a busy old week, what with the first draft of the Property Extravangza info page going live at http://www.themoneygym.com/events/property and the first flurry of bookings coming in.

We have decided that this event is in aid of The Big Issue, who help the homeless to help themselves, we have a great set of speakers, including Rick Otton as the keynote speaker, and Martin Roberts off the tele, property expert and star of Homes Under The Hammer. Judith has written a stonking bit of copy, quite inspired, and we are just waiting for photos of speakers, video testimonials of other events and suchlike. Then the page will really sing! http://www.martinroberts.co.uk/

I’ve just been watching Rick on national tv in Australia, walking folks through his whole “rent to own” system – they are really getting it there and the UK will follow behind. Only today on page 4 of “Property Today” which comes with my Worthing Advertiser, there is a big article about a new Rent To Own scheme launched in Littlehampton, on the back of the Government’s own “Rent To Buy Later” scheme.

On the same page, funnily enough, there is a property advertised with a “zacuzzi” in the bathroom….some little estate agent getting it totally wrong! Bless ‘um.

I started work with Debbie Winterbourne this week, winner of the “Gold For Christmas” competition – where she gets to work with me going through the Gold programme, then gets to hang out with us for life! We are doing one call a month where I cover the material module by module in the first half hour, via video webinar, then Debbie gets to ask general questions about what she’s just heard, then she goes off and does her homework, and comes back for a second call, where we explore her personal circumstances, and particular challenges around that module.

I had forgotten quite how bossy I was when coaching…..”directive coaching” it’s called. Phew! Must remember to ask more questions and issue less instructions. Debbie took it all in good part and she’s an action taker so right up my street. We need to do some work behind the scenes on both her websites as I can make an immediate difference there!

You can find out more about Debbie and her particular passion for deciphering the power of dreams here and if you need a nice but affordable workshop space in London, she owns Quantum House which you can find here

(some time later………..)

Lord I got totally distracted by Google Calender there – saw one embedded in Pat Lovell’s blog (Pat’s from GotAccess.com among other things and I met him on the cruise) and thought Wow! that would be great to keep my speaking gigs updated for the GP (general public LOL) and ended up embedding it to my blog, Ecademy account and all. You can view my peramulations around the world speaking here >>

Off to London this weekend for “Build Your Wealth” again, and I’m in Manchester for “Build Your Wealth” events – you can book here for just £7 for both days

Did you know, it’s over £70 on the train and takes 4 and a half hours, and it’s one hour on the plane and costs just under £100. Madness. Early start though! Which of the lovely boutique hotels to stay in, eh? Recommendations on an email…..

While in Manchester, I’m seeing an old Money Gym client for the day, to work with him to review his progress and plan for the next five years. Lovely man, really looking forward to it! I also joined a webinar this week with a software company who are thinking of taking me on as non-exec Marketing Consultant – I think I can bring a lot to the table as they come from the corporate world and while aware of internet marketing, are not yet quite aware of the power and speed of it, if you can just get your first ideal customer clearly in mind and communicate straight at them. This is going to be fun.

I hosted what turned out to be a very popular webinar to nearly 100 registered-in-advance “ideal customers” of the Money Gym the other night, quite on the spur of the moment, on membership sites. It suddenly occurred to me that it might be fun to test the whole idea of video broadcasting a powerpoint presentation, making an offer at the end, much like I do on stage. Yes, I know! It’s nothing new, used to do it lots years ago, but you forget things don’t you? I’m going to do more of it, and we did a “Google Analytics/Statistics Tracking” webinar with the Membership Club Magic bods this week as a bonus call. Great fun.

Busy but great fun.

Talking of the Membership Club Magic webinar, from Saturday the recording will be available to watch online again here - those videos take ages to edit, chop up and upload and nobody can get online while you upload them. Howls of rage echo from around the house when you try, as you hog all the supposed 8 meg bandwidth. Runescape gone! Pokerstars gone! Second Life gone! Skype gone! MSN gone! British Telecom…..8 Meg, my derrier.

Steve and I are on ANOTHER diet, this one being a healthy eating one, lots of delicious salads (and beans/pulses, no, don’t ask!), no wine or beer during the week and he even went for a run this week. It’s inspired by a book he’s reading called “Fat Bloke Slims (How I Lost 3 Stone” by Bruce Heron, who you may remember as D.C. Terry Perkins from The Bill. Actually I saw another diet (that’s me) but Steve’s made his mind up to lose weight now too. He does make the best salads and I’ve made some of my best lentil and garlic soup which we are having whenever Steve doesn’t want to cook.

And Judith proudly announced this week that she’s learned to play poker. She went into a game with her accountant and solicitor with 80p and came out with £1.22. Judith, have you not heard of a “fixed buy in tournament”? Even we don’t play cash games!! This sparked a debate about whether it would be appropriate to host a “Money Gym Texas Hold’em Tournament” after one of the Cashflow 101 games?

Hmmm, perhaps not!

And finally……….I’ve just finished Michael Masterson’s brilliant book “Ready Fire Aim” about how to take a company into the multi-millions and beyond. I enjoyed it so much I’m going right back to the beginning and I’m reading it again. Shot straight into my Top 10 Business Books of All Time!!

Money Gym Gold Competition Written Entry – Tunde Oshadi

Hi Nicola & everyone at The Money Gym. I hope you had a wonderful Christmas and thank you so much for
running this fantastic competition. I thought I’d missed my chance to enter…then I saw that you’d extended the deadline (yippee).

I’m Tunde and I’m typing out my entry on my laptop, while sitting in my boyfriend’s Volkswagen Transporter camper van in the Andalucian countryside. It’s a far cry from where I began: I was born in London to Nigerian parents in 1969 and aside from a short spell living in Nigeria when I was a child, I’ve lived in the capital for most of my life. I’ve got 17 siblings (yes, 17…more or less) who are scattered around the world, a gazillion nephews and nieces and I’m a great-aunt twice over!

My parents split up when I was very young; my dad moved back to Nigeria and my mum chose to stay in London and raise me. My memories of my childhood are happy ones; I loved going school, learning new things and getting my gold stars. My teenage years were spent playing sports (tennis, basketball, netball and athletics), making music with my band Eclipse at Central London Youth Club in Covent Garden and partying hard! I’ve never been married and haven’t been blessed with children yet…got a new man now so working on both!

My work life to date has been varied: I’ve had admin jobs, worked as a youth worker (for far too long) and
been a Communications Consultant for a FTSE 100 company. However, none of those positions gave me joy. In 2004 I started working for myself giving massages in the workplace and once I’d made the jump, I kept asking myself why I hadn’t done it sooner. As much as I love giving massages, the physical demands of the work itself coupled with my desire to live abroad and have a family of my own, inspired me to search for an alternative way of making a living. Along came Internet Marketing and at the beginning of this year I said goodbye to my massage clients to devote myself to building an income online. I’ve had some modest success selling my own e-book, yet I’m eager to do better and that’s why I’ve entered this competition.

The lowest point in my life…

Like many people I’ve had my share of joys and pains. However, I’d have to say the lowest point of my life
was 27 December 1989…it was the day my mother died. I was 2 weeks away from my 21st birthday and all of a sudden my world crumbled. Even though I’d known her condition was terminal, I still wasn’t ready for the finality of death. I grieved for her for a very long time yet once I’d stopped feeling like the bereaved child and let go of the pain, I learned 3 things:

a) heartache is a physical sensation

b) what doesn’t kill you makes you stronger – now, when I’m feeling low I think back to what life was like back in 1989 and the early 90s and remind myself that I came through that experience so can cope with
anything…and

c) there’s a blessing in everything, even the death of a loved one. I’ve had so many precious moments since my mum died; many of which would never have happened if she’d been alive and so although I still miss her, I’m grateful for the chance to create the kind of life I want to live, which brings me on to …

The highest point of my life…

I qualified as a massage therapist in 2001 and once I left the corporate world in 2002 I packed my bags and
my massage couch and spent 6 months in Andalucia, giving massages on the beach. It was an amazing time for me because the experiences I had on that journey and the angels I met along the way, made me realise for the first time, that I’d been living someone else’s life. Finally, I’d found the life I was truly meant to live, surrounded as I am now by Mother Nature, in a place where I feel more peaceful, content and more joyous than I ever imaged I could be.

The whole experience taught me that when I focus my energy and attention on achieving a dream and l pursue it with courage and faith, the impossible becomes possible. Since then I’ve spent as much time as possibly can here in Andalucia, living and loving my life and slowly becoming part of a community. Building an Internet business is the key to making my dream of living here permanently a reality and it’s the main Wealth Highway that interests me.

As I mentioned before, I’ve had some small success online and I’m keen to achieve more (sales, money, and websites). For the most part, I’ve enjoyed learning about Internet Marketing and putting what I’ve learned into practice; some things have worked well and others have been a disaster. There have been many challenges along the way and I’m far short of the level of success I’d like to attain. It’s also been a bit of a lonely road…when I talk to my friends about what I’m doing online they either get a blank look as though I’m speaking gobbledygook or feign interest to humour me. They mean well and love & support me in many other ways yet when it comes to work, I tend to keep most of what I’m thinking and feeling to myself. So I’d really welcome the opportunity to be part of a supportive group that understands what I’m working to achieve and that I in turn, can contribute to and help others.

So that’s me.

I’d really love to win this competition and as I turn 40 in January I wouldn’t say no to some ‘Gold’ as a birthday present! Either way, I’m excited to be taking part and just writing this entry has filled me with enthusiasm for the possibility of achieving greatness in 2009.

Thanks for taking the time to read my entry and I wish you all a Happy New Year. May 2009 bring you love, laughter, prosperity and all the happiness your hearts can hold.                      Tunde x

Money Gym Gold Video Competition Entry – Emma Kernoghan

I had a feeling the entries for Money Gym Gold competition to win a year’s wealth coaching with me, would pour in between Xmas and New Year and I was right!  I go out for the day and come back to x6 entries and comments on entries.  Here is Emma Kernoghan’s video entry – well done Emma! Now get your friends and family to comment and vote for you while I twitter & broadcast all the new entries to get comments and votes.

Simple (But Painful) Answer To Debt

Cliff D’Arcy says on the Motley Fool Blog:

Last week saw the release of I.O.U.S.A. in American cinemas. Just as former Vice-President Al Gore’s ‘An Inconvenient Truth’ warned of the coming environmental catastrophe, so I.O.U.S.A. reveals that America faces a financial crisis of truly epic proportions.

The film warns that the US is buckling under the weight of its $9.5 trillion national debt, vast budget and trade deficits, and negative personal-savings ratio. (You can view the YouTube trailer for I.O.U.S.A. here.) Of course, our cousins across the Big Pond aren’t the only society addicted to the ‘spend now, pay later’ way of life. In fact, on some measures, British consumers are now deeper in debt than our friends across the Big Pond…
I Owe UK

At a national level, the UK faces similar problems to the US. Thanks to rising government spending and the nationalisation of Northern Rock, our national debt is set to exceed Chancellor-turned-Prime-Minister Gordon Brown’s ceiling of 40% of gross domestic product (GDP, a measure of national income and output). Indeed, our national debt triples when you add in £200 billion of Enron-style, off-balance-sheet Private Finance Initiative (PFI) debt, plus a further £750 billion to fund guaranteed pensions for public-sector workers.

Just like the US, the UK continues to build up a sizeable annual budget deficit. Indeed, government spending is expected to exceed tax revenues by perhaps £50 billion in the 2008/09 financial year. In addition, thanks to the steady decline of British manufacturing, we now import far more goods than we export. Thus, like the US, we have a substantial trade deficit with the rest of the world, and are hooked on cheap imported goods.
We’re slightly better at saving…

Then again, British adults are a little better off than their American counterparts when it comes to personal savings. In the US, the savings ratio (which measures the proportion of take-home pay which is saved) turned negative some time ago. In other words, American adults are draining their deposit accounts, rather than shoring up their savings.

Here in the UK, the savings ratio has remained positive since the late Fifties. Alas, as I revealed in Who Stole Our Savings Habit, it fell to a 49-year low of 1.1% in the first quarter of this year. In other words, we now save just £1 in every £90, which is nothing to write home about. However, I hope this ratio will begin to rise as we Brits rediscover the virtues of saving.
…but far worse at borrowing

When it comes to mortgages and other personal debt, we Brits are head and shoulders above our European neighbours. Indeed, during our seemingly never-ending housing boom, personal debt more than tripled, as the data on this page demonstrates:

Source: Bank of England

As you can see, we Brits have borrowed almost an extra trillion pounds in the past thirteen years. Around five-sixths (83%) of this extra borrowing is mortgage debt, which shot up as house prices rocketed. However, our non-mortgage debt (such as credit and store cards, car and personal loans, and overdrafts) has also exploded, and now averages roughly £9,000 per household.

What’s more, according to money education charity Credit Action, our debt burden increased by around £98 billion in the past twelve months, or almost £1 million every five minutes. Today, our debt mountain is costing British borrowers nearly £95 billion a year in interest alone, or over £300 per household per month.

Ouch!

The simple answer: better budgeting

In my view, our vast increase in personal debt is merely a symptom, not a disease in itself. Our underlying problem is blindingly obvious: we’ve become accustomed to spending more than we earn. Indeed, millions of households routinely spend £110+ for every £100 of take-home pay. Of course, constantly living beyond your means is the road to financial ruin.

Thus, the answer to our national credit crisis is both remarkably simple and intensely painful. The government and individuals must stop spending tomorrow’s money today. In other words, we need to tighten our belts, cut back and live below our means. Otherwise, the scale of our problem will continue to increase, placing an intolerable burden on future generations.

In summary, my rallying cry is: Wake up, Britain and mend your spendthrift ways in order to avoid future financial meltdown!

READ MORE BYCliff D’Arcy HERE >>>

Property For £1 – My First One!

Welcome to the world of buying UK property for just £1.  Here is the first deal I have done, within 3 weeks too!  This is fast and fun……and the best thing is, you are helping people who can’t sell (without beating them down on the price) and helping people who can’t buy due to not having enough deposit, or being able to qualify for a mortgage.  Here’s the info: 

Charming 2 Bedroom Cottage To Let in Littlehampton, West Sussex.

Stop!  Think about this for a second……….why rent when you can buy?

I am offering a lovely two bedroom cottage in Littlehampton to let, on a “Rent 2 Buy” or premium rental basis.  If you are a first time buyer but can’t afford the normal deposit, or get a mortgage in today’s market, this could be perfect for you! 

Click here for a 4 minute, streaming video, tour around the property….

[youtube:http://www.youtube.com/watch?v=olzAhu5_XEc]

The house is offered at £220,000 and you simply pay a 5% deposit, and then instalments of £1283 per month, and this lovely cottage could be yours in 2-3 years.  No mortgage required but you will need to provide work references and some other financial details.

Close to Central Littlehampton, with great road and rail links across West Sussex, in a very quiet private road, and a lovely secluded walled and gated garden – perfect for children.  The whole cottage faces South/West and is very light and sunny.  Fully refurbished thoughout, the cottage has a living room with open fire and beamed ceiling, double glazing and gas central heating.  There are two good sized bedrooms, lovely refitted modern kitchen with modern wood units and integrated cooker/hob, a hall/dining room, bathroom with white suite and seperate toilet upstairs.

Have a look at the video and if you would like to view this cottage, call me for more details on 01273 910986.  Stop paying dead rent and take your first step on the property ladder.

** Put your name and email in the box to the top right to get a Free Report on how “Rent2Own” works in the UK and join our priority Property List for 1 bed, 2 bed and 3 bed Worthing, Shoreham & Littlehampton properties**

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